Overview of an International Health Insurance Plan
Choosing the right international health policy is very important. Most people take out the same medical plan for many years to ensure continuous cover, (changing your international health policy regularly is not a good idea). But even if the cover is only for a few months, making sure it is the right cover is very important.
To help make sure you are getting the right cover we have provided you with a list of guidelines to follow. This list is not definitive but is designed to help you think about your international health policy requirements.
In addition we have included below some of the key criteria we use to assess an insurance plan. The importance of each will vary from person to person. In assessing an international health policy we not only consider the plan coverage but also the insurer’s financial standing, claim handling and customer service.
- Overall Limited per Year or Lifetime
- Area of Geographical Cover
- Inpatient Coverage
- Outpatient Coverage
- Deductibles (Excess)
- Maternity
- Dental
- Chronic Conditions
- Emergency evacuation
- Exclusion
- Renew ability
- Payment Options
- Claims Handling Process
- Administration Capability / Customer Service
Most insurers will actually incorporate certain exclusions if you purchase their international health policy. These can be general exclusions or sometimes ones that are specifically excluded for you.
The language and policy conditions in an international health policy can often be confusing; link to this section to view our definitions of medical and insurance terms.
As a Global Medical insurance broker we have experience comparing plans and advising clients on the best international health policy to buy, for your needs now and in the future.
Please feel free to contact us to get a free quotation and comparison.
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Recent Questions / Comments:
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| Hi, My mom will be coming from north africa to visit me in the USA and stay for acouple of weeks. Recently she has been having a heavy hand and legs feeling. She has been prescribed a medication that is usualy prescribed for patients with mild parkinson's. I would like to get some second opinion and test(scans) performed on her in the USA. I don't think that she has parkinson's and I would like to confirn this in a center/hospital that I trust. My mom has an inssurance coverage with mutuelle Maroc,which is a partner with SwissLife and AXA. I wonder if she can get an international coverage with your company that will covers specialist evaluation, MRI, and oether scans if necessary. Thank you | |
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| Hi, We (Doanldson Europe BVBA in Belgium) are looking for a hosptal & medical insurance for one of our families (family van den Enden) we are relocating to Brockville, Canada. Up till now we haven't found an insurance compay willing to cover the pre-existing condition of Mrs. van den Enden which is bronchial asthma. Would you be able to offer us a solution with an insurance who is willing to cover also the pre-existing condition. Thanks in advance for your reply, Veerle Matthijs | |
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| do you have any insurance plan for Ivf treatment? Like if the first attempt is not successful then is there any plan to cover the next attempt? | |
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